29 years of experience in Insurance and Risk Management with 15 of these years in Public Entity Risk Management. Texas Licensed General Agent (Property and Casualty), Texas Licensed Risk Manager, Texas Licensed Adjuster (All Lines). Masters in Public Administration from the University of North Texas and a B.A.A.S. in Public Administration from Midwestern State University. Certified Safety and Health Official (CSHO)from Texas A&M TEEX in construction and general industry. Associate in Risk Management (ARM) from The Institutes.