Copyright Statement


LEGAL NOTICE AND COPYRIGHT: Copyright URMIA 2018. All rights reserved.

URMIA grants permission for material in this publication to be copied for use by non-profit educational institutions for scholarly or instructional purposes only, provided that (1) copies are distributed at or below cost, (2) the author and URMIA are credited, (3) all text must be copied without modification and all pages must be included, and (4) ”Copyright URMIA 2018” appears on each copy. Unless otherwise expressly stated, the views expressed herein are attributed to the author and not to this publication or URMIA. The materials appearing in this publication are for information purposes only and are not legal or financial advice.


Jennifer Whittington, Executive Director

812-727-7124 | Contact Jenny