Julie Baecker began working for the University of Alaska in 1979 as clerk in the risk management department. Soon thereafter, she became a licensed claims adjuster, set up the university's first self-insured claims program, and, in 1986, achieved her Associate in Claims designation. A few years later, as university programs were down-sized, she was assigned risk management in addition to her claims management duties. Fortunately, she was already exploring the exciting field of risk management, receiving her Associate in Risk Management designation in 1992. Ms. Baecker is now chief risk officer at the system office of the University of Alaska.